Hunton Andrews Kurth’s Insurance Coverage Counseling and Litigation practice group provides 360-degree support to policyholders in all industry sectors facing cyber, privacy and physical security challenges. From coverage selection to dispute resolution, our seasoned lawyers develop comprehensive solutions that are mindful of each client’s specific business and legal goals, while taking into account the rapidly-evolving cyber insurance landscape.
Coverage-Need Assessment and Counseling
Whether you are new to cyber insurance or have a policy in place, your cyber coverage must fit your business and the technology it uses today. In addition, effective technology, breach response plans, employee training and business protection plans must be up to date and front of mind. We help clients address these needs by analyzing existing insurance programs, evaluating threat areas and advising on the most appropriate and effective forms of insurance. We also team with client personnel to improve security readiness and incident response preparedness.
As the cyber insurance market grows, it is critical that your chosen products are tailored to fit the realities of your business. Our lawyers have decades of experience doing just that. We combine this experience with a deep understanding of the most current products available and the threats facing modern industry. Utilizing this knowledge allows us to craft policies most in tune with client business models and everyday risks.
The tenor of claim presentation begins long before the paperwork goes to your insurer, and even before a security breach has occurred. Our team works with clients and their brokers before loss strikes and, if it does, from the moment the security breach is discovered, to make sure clients recover as much as possible as soon as possible. And, unlike brokers, we analyze the incident through the lens of emerging cyber case law, as well as decades of decisions shaping legacy coverages, to identify and manage possible threats to coverage. When appropriate, team members partner with the firm’s internationally ranked Global Privacy and Cybersecurity practice and Cyber and Physical Security Task Force to address the full scope of issues resulting from a cyber, privacy or physical security incident, including regulatory concerns, media exposure or damage mitigation. This approach is unique, and allows us to provide clients with coordinated, thorough support for any issue that arises.
Facts, words and timing are all critical considerations when presenting claims to an insurer. Decades of experience working with insurance companies have given us a deep familiarity with these intricacies, and have equipped us to prepare persuasive claims for our clients. We also know how to anticipate and work around carrier stonewalling, coverage defenses and apparent holes in coverage, all of which can become points of dispute during claim presentation.
Recovery negotiation, mediation, litigation and arbitration are cornerstones of our practice. Our team has achieved successful results in insurance coverage matters worldwide — both in and out of the courthouse. We have the capacity and knowledge to handle the most complex of cases, from multidistrict litigation to class actions, from mass torts to international disputes.