Cecilia Y. Oh

Cecilia has deep experience with complex commercial and innovative technology transactions, especially pertaining to e-commerce, payments and FinTech services.

She is known for negotiating a wide range of technology transactions, including those involving payment systems, information technology and business process outsourcing, cloud-based services, ERP implementations, e-commerce and general licensing. In particular, she focuses on technology agreements in the financial services and retail industries. Her work often involves providing practical advice to clients on core banking platforms, account processing solutions, merchant processing services, card tokenization services, encryption solutions, payment gateway services, PCI DSS compliance, E-SIGN compliance, and emerging payment solutions, such as mobile wallets. 

Cecilia’s clients include some of the largest financial institutions and retailers in the United States.

Relevant Experience

• Represented a major US card issuer in connection with its participation in mobile wallet solutions.
• Represented a major US card issuer in connection with its participation in tokenization programs.
• Represented global manufacturer and marketer of skincare, makeup, and hair care products in connection with the transformation of its point-of-sale and payments systems.
• Represented numerous community banks in connection with the negotiation and documentation of core processing agreements.